Welcome, and thanks for visiting barronclaiborne.com (the “Site”). These Terms of Use (“Terms”) govern your access to and use of the Site and any content, features, or services made available through it. The Site is operated by PNW DataWorks LLC (“we,” “us,” or “our”).
By accessing or using the Site, you agree to these Terms. If you do not agree, do not use the Site.
1) Using the Site means you accept these Terms
When you browse, read, or interact with the Site in any way, you are entering into a binding agreement with us and confirming you understand and accept these Terms.
Eligibility. The Site is intended for people who are at least 13 years old. If you are under 18, you represent that you have permission from a parent or legal guardian to use the Site and that they agree to these Terms on your behalf.
2) Changes and continued use
We may update these Terms periodically to reflect changes to the Site, our practices, or legal requirements. When we make changes, we will post the revised Terms on the Site. The updated Terms apply starting when they are posted.
If you continue using the Site after updated Terms are posted, that continued use is treated as your acceptance of the changes. If you do not agree to the updated Terms, you must stop using the Site.
3) Site content is informational only
The Site provides general information and educational content for a broad audience. The content is provided for informational purposes only and should not be relied on as the only source for making decisions.
No professional advice. The Site may include commentary, summaries, checklists, or examples that reference topics such as personal finance, wellness, legal concepts, or other practical matters. This content is not professional advice and is not a substitute for advice from a qualified professional who can evaluate your specific situation. If you need professional guidance (for example, medical, legal, financial, tax, or other advice), consult an appropriately licensed professional.
You are responsible for how you use the Site and any actions you take based on Site content. Use your judgment, verify information from reliable sources, and do not delay seeking professional help because of something you read on the Site.
4) Ownership of the Site and intellectual property
Unless we say otherwise, the Site and its content (including text, articles, graphics, logos, layout, and the selection and arrangement of content) are owned by PNW DataWorks LLC or are licensed to us, and are protected by applicable intellectual property laws.
Limited license for personal use
We grant you a limited, revocable, non-exclusive, non-transferable license to access and use the Site for your personal, non-commercial use, subject to these Terms.
What you may not do
Without our prior written permission (or unless permitted by law), you may not:
- Copy, reproduce, republish, sell, license, distribute, or publicly display Site content.
- Create derivative works from Site content, including re-writing or spinning articles for redistribution.
- Scrape, crawl, harvest, or collect content or data from the Site using automated means (including bots, spiders, scripts, or similar tools).
- Republish Site content on another website, newsletter, application, or platform (including by “mirroring” or “framing” the Site).
- Remove, alter, or obscure copyright, trademark, or other proprietary notices.
- Use Site content to train, fine-tune, or build datasets for machine learning or other automated systems, except as allowed by law and with our prior written consent.
5) Rules for acceptable use
You agree to use the Site in a lawful, respectful way and not to interfere with the security or operation of the Site. You must not attempt to gain unauthorized access to any portion of the Site, accounts, systems, or networks connected to the Site.
Prohibited conduct
Examples of conduct that is not allowed include:
- Using the Site for unlawful, fraudulent, deceptive, or harmful purposes.
- Posting or transmitting content that is threatening, harassing, defamatory, obscene, or otherwise inappropriate.
- Sending spam, mass solicitations, or unsolicited promotional messages in connection with the Site.
- Introducing malware, spyware, ransomware, or any code intended to disrupt, damage, or compromise systems or data.
- Attempting to probe, scan, or test the vulnerability of the Site or related systems, or trying to bypass security or access controls.
- Interfering with the Site’s normal operation, including by overloading the Site with automated requests or other abusive traffic patterns.
- Collecting or harvesting information from the Site in an automated way without our written permission.
- Using the Site in a way that infringes someone else’s rights, including intellectual property or privacy rights.
Feedback and communications
If you send us feedback, suggestions, or ideas about the Site, you understand that we may use them without restriction or obligation to you, unless required by law.
6) Third-party links and external services
The Site may link to third-party websites, tools, products, or services that we do not own or control. These links are provided for convenience and do not imply endorsement.
We are not responsible for third-party content, availability, policies, or practices. If you follow a third-party link, you do so at your own risk, and your interactions are governed by the third party’s terms and privacy practices.
7) Advertising and affiliate relationships
The Site may display advertisements, sponsorships, or other promotional content. We may also include affiliate links. If you click an affiliate link and make a purchase, we may receive a commission or other compensation.
We aim to present disclosures in a straightforward way. Compensation may help support the Site, but it does not guarantee any particular outcome for you and should not be treated as a recommendation tailored to your needs.
8) Disclaimers
To the fullest extent permitted by law, the Site and all content and services made available through it are provided on an “as is” and “as available” basis.
We make no warranties or representations, express or implied, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, non-infringement, or that the Site will meet your requirements.
We do not warrant that the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components. You are responsible for maintaining appropriate safeguards and backups for your device and data.
9) Limitation of liability
To the maximum extent permitted by law, PNW DataWorks LLC and its owners, employees, contractors, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, goodwill, or other intangible losses, arising out of or related to your access to or use of (or inability to access or use) the Site.
To the extent liability cannot be fully excluded under applicable law, our total liability for any claim arising out of or related to the Site or these Terms will be limited to the maximum extent permitted by law.
Some jurisdictions do not allow certain limitations of liability. In those jurisdictions, these limitations apply to you only to the extent permitted by law.
10) Indemnification
You agree to indemnify, defend, and hold harmless PNW DataWorks LLC and its owners, employees, contractors, and agents from and against any claims, demands, actions, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:
- Your use of the Site;
- Your violation of these Terms;
- Your violation of any law or regulation; or
- Your infringement of any rights of a third party.
11) Suspension and termination
We may suspend, restrict, or terminate your access to the Site at any time if we reasonably believe you have violated these Terms, misused the Site, or created risk for us, the Site, or other users.
Termination does not limit any rights or remedies we may have under law or equity. Sections that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, indemnification, and governing law) will survive.
12) Governing law and where disputes are handled
These Terms are governed by the laws of the State of California, United States, without regard to conflict-of-law rules.
You agree that any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in or for Los Angeles, California, and you consent to the jurisdiction and venue of those courts.
13) Severability, entire agreement, and waiver
Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.
Entire agreement. These Terms constitute the entire agreement between you and us regarding your use of the Site and supersede any prior or contemporaneous understandings on that subject.
Waiver. Our failure to enforce any provision of these Terms is not a waiver of our right to do so later. Any waiver must be in writing to be effective.
14) Contact information
If you have questions about these Terms, you can contact us:
PNW DataWorks LLC
Mailing address: 633 West Fifth Street, Los Angeles, CA 90071
Email: [email protected]
Phone: (213) 284-9702